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Credit where it's due: How to revive bank lending to British Small and Medium Sized Entreprises

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Credit where it's due: How to revive bank lending to British Small and Medium Sized Entreprises. / Hutton, Will; Peasnell, Ken.
London: The Work Foundation, 2011. 19 p.

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@book{75c96b819cf440499e97f009d612cac3,
title = "Credit where it's due: How to revive bank lending to British Small and Medium Sized Entreprises",
abstract = "This report suggests that The Treasury could significantly boost lending to SME{\textquoteright}s by adopting a innovative approach to credit easing. The new scheme would mean banks could invest less of their own credit in SMEs, and with measures in place to disincentivise risky lending, these investments would be profitable for banks. The proposal would see Special Purpose Vehicles (SPVs) set up for each participating bank, and these loans would be controlled by tight measures. The Treasury would have the power to reign in the process if it felt SMEs were being over-funded – averting the risk of bankruptcy. In addition, loans from banks to SMEs would carry fewer risks by being subject to normal commercial rules.",
keywords = "SMEs, Bank lending, Credit easing",
author = "Will Hutton and Ken Peasnell",
year = "2011",
month = nov,
language = "English",
publisher = "The Work Foundation",

}

RIS

TY - BOOK

T1 - Credit where it's due

T2 - How to revive bank lending to British Small and Medium Sized Entreprises

AU - Hutton, Will

AU - Peasnell, Ken

PY - 2011/11

Y1 - 2011/11

N2 - This report suggests that The Treasury could significantly boost lending to SME’s by adopting a innovative approach to credit easing. The new scheme would mean banks could invest less of their own credit in SMEs, and with measures in place to disincentivise risky lending, these investments would be profitable for banks. The proposal would see Special Purpose Vehicles (SPVs) set up for each participating bank, and these loans would be controlled by tight measures. The Treasury would have the power to reign in the process if it felt SMEs were being over-funded – averting the risk of bankruptcy. In addition, loans from banks to SMEs would carry fewer risks by being subject to normal commercial rules.

AB - This report suggests that The Treasury could significantly boost lending to SME’s by adopting a innovative approach to credit easing. The new scheme would mean banks could invest less of their own credit in SMEs, and with measures in place to disincentivise risky lending, these investments would be profitable for banks. The proposal would see Special Purpose Vehicles (SPVs) set up for each participating bank, and these loans would be controlled by tight measures. The Treasury would have the power to reign in the process if it felt SMEs were being over-funded – averting the risk of bankruptcy. In addition, loans from banks to SMEs would carry fewer risks by being subject to normal commercial rules.

KW - SMEs

KW - Bank lending

KW - Credit easing

M3 - Other report

BT - Credit where it's due

PB - The Work Foundation

CY - London

ER -