Home > Research > Publications & Outputs > Developments in loaning social assistance

Electronic data

  • Mortgage_interest_paper_jpsj_final_version

    Rights statement: © Chris Grover, 2018. The definitive, peer reviewed and edited version of this article is published in Journal of Poverty and Social Justice, Volume 26, Number 3, October 2018, pp. 401-415(15), 10.1332/175982718X15244988622812

    Accepted author manuscript, 456 KB, PDF document

    Available under license: CC BY-NC: Creative Commons Attribution-NonCommercial 4.0 International License

Links

Text available via DOI:

View graph of relations

Developments in loaning social assistance: support for mortgage interest in Britain

Research output: Contribution to journalJournal article

Published
<mark>Journal publication date</mark>10/2018
<mark>Journal</mark>Journal of Poverty and Social Justice
Issue number3
Volume26
Number of pages15
Pages (from-to)401-415
Publication statusPublished
Early online date17/05/18
Original languageEnglish

Abstract

Britain’s 2015 summer budget introduced a policy extending the use of loans in its social security system. From April 2018 support for mortgage interest will be loaned, rather than granted. Its repayment is to be via a charging order on the homes of benefit recipients and/or from wages when they (re-)enter work. This development is examined in relationship to the use of loans in British social assistance provision. The paper argues that it is consistent with the philosophical underpinnings of loaning social assistance, but it also involves new developments with regard to charging interest and the recovery of the loans.

Bibliographic note

© Chris Grover, 2018. The definitive, peer reviewed and edited version of this article is published in Journal of Poverty and Social Justice, Volume 26, Number 3, October 2018, pp. 401-415(15), 10.1332/175982718X15244988622812