Rights statement: © Chris Grover, 2018. The definitive, peer reviewed and edited version of this article is published in Journal of Poverty and Social Justice, Volume 26, Number 3, October 2018, pp. 401-415(15), 10.1332/175982718X15244988622812
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Research output: Contribution to Journal/Magazine › Journal article › peer-review
Research output: Contribution to Journal/Magazine › Journal article › peer-review
}
TY - JOUR
T1 - Developments in loaning social assistance
T2 - support for mortgage interest in Britain
AU - Grover, Christopher Geoffrey
N1 - © Chris Grover, 2018. The definitive, peer reviewed and edited version of this article is published in Journal of Poverty and Social Justice, Volume 26, Number 3, October 2018, pp. 401-415(15), 10.1332/175982718X15244988622812
PY - 2018/10
Y1 - 2018/10
N2 - Britain’s 2015 summer budget introduced a policy extending the use of loans in its social security system. From April 2018 support for mortgage interest will be loaned, rather than granted. Its repayment is to be via a charging order on the homes of benefit recipients and/or from wages when they (re-)enter work. This development is examined in relationship to the use of loans in British social assistance provision. The paper argues that it is consistent with the philosophical underpinnings of loaning social assistance, but it also involves new developments with regard to charging interest and the recovery of the loans.
AB - Britain’s 2015 summer budget introduced a policy extending the use of loans in its social security system. From April 2018 support for mortgage interest will be loaned, rather than granted. Its repayment is to be via a charging order on the homes of benefit recipients and/or from wages when they (re-)enter work. This development is examined in relationship to the use of loans in British social assistance provision. The paper argues that it is consistent with the philosophical underpinnings of loaning social assistance, but it also involves new developments with regard to charging interest and the recovery of the loans.
KW - loans
KW - mortgage interest
KW - poor relief
KW - poverty
KW - social assistance
KW - social fund
U2 - 10.1332/175982718X15244988622812
DO - 10.1332/175982718X15244988622812
M3 - Journal article
VL - 26
SP - 401
EP - 415
JO - Journal of Poverty and Social Justice
JF - Journal of Poverty and Social Justice
SN - 1759-8273
IS - 3
ER -