Rights statement: This is a post-peer-review, pre-copy edited version of an extract/chapter published in The Sociology of Debt. Details of the definitive published version and how to purchase it are available online at: https://policy.bristoluniversitypress.co.uk/the-sociology-of-debt
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Final published version
Research output: Contribution in Book/Report/Proceedings - With ISBN/ISSN › Chapter
Research output: Contribution in Book/Report/Proceedings - With ISBN/ISSN › Chapter
}
TY - CHAP
T1 - Digital Subprime
T2 - Tracking the Credit Trackers
AU - Deville, Joseph Edward
N1 - This is a post-peer-review, pre-copy edited version of an extract/chapter published in The Sociology of Debt. Details of the definitive published version and how to purchase it are available online at: https://policy.bristoluniversitypress.co.uk/the-sociology-of-debt
PY - 2019
Y1 - 2019
N2 - This chapter introduces a particularly ragged edge of debt involving companies seeking to exploit sets of social and technical relations that often, on the face of it, appear to bear quite little connection to finance. I call this assortment of socio-economic practices ‘digital subprime’. In introducing this phenomenon, I hope to provide a window into how a small but expanding set of startup businesses, in competition with both each other and the wider credit market, are attempting to refashion monetary ontologies, and in particular the relationship between money and credit.
AB - This chapter introduces a particularly ragged edge of debt involving companies seeking to exploit sets of social and technical relations that often, on the face of it, appear to bear quite little connection to finance. I call this assortment of socio-economic practices ‘digital subprime’. In introducing this phenomenon, I hope to provide a window into how a small but expanding set of startup businesses, in competition with both each other and the wider credit market, are attempting to refashion monetary ontologies, and in particular the relationship between money and credit.
KW - money
KW - debt
KW - big data
KW - financialization
KW - Payday lending/borrowing
M3 - Chapter
SP - 145
EP - 174
BT - The Sociology of Debt
A2 - Featherstone, Mark
PB - Policy Press
ER -