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### Abstract

We consider Fréchet algebras which are subalgebras of the algebra F=C[[X]] of formal power series in one variable and of Fn=C[[X1,…,Xn]] of formal power series in n variables, where n∈N. In each case, these algebras are taken with the topology of coordinatewise convergence. We begin with some basic definitions about Fréchet algebras, (F)-algebras, and other topological algebras, and recall some of their properties; we discuss Michael's problem from 1952 on the continuity of characters on these algebras and some results on uniqueness of topology. A `test algebra' U for Michael's problem for commutative Fréchet algebras has been described by Clayton and by Dixon and Esterle. We prove that there is an embedding of U into F, and so there is a Fréchet algebra of power series which is a test case for Michael's problem. We also discuss homomorphisms from Fréchet algebras into F. We prove that such a homomorphism is either continuous or a surjection, so answering a question of Dales and McClure from 1977. As corollaries, we note that a subalgebra A of F containing C[X] that is a Banach algebra is already a Banach algebra of power series, in the sense that the embedding of A into F is automatically continuous, and that each (F)-algebra of power series has a unique (F)-algebra topology. We also prove that it is not true that results analogous to the above hold when we replace F by F2.