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  • JDeville_-_Consumer_credit_default_and_collections

    Rights statement: This is an Accepted Manuscript of an article published by Taylor & Francis Group in Consumption, Markets and Culture on 25/10/2013, available online: http://www.tandfonline.com/doi/abs/10.1080/10253866.2013.849593

    Accepted author manuscript, 169 KB, Word document

    Available under license: CC BY-NC-SA: Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License

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Consumer credit default and collections: the shifting ontologies of market attachment

Research output: Contribution to journalJournal article

Published
<mark>Journal publication date</mark>2014
<mark>Journal</mark>Consumption, Markets and Culture
Issue number5
Volume17
Number of pages23
Pages (from-to)468-490
Publication statusPublished
Early online date25/10/13
Original languageEnglish

Abstract

Existing accounts of consumer credit market making have done much to explore the business models, technologies and advertising practices of lenders, and the financial circumstances of borrowers. However, the space of interface between consumer credit debtor and debt collector remains underexplored. Drawing on interviews with debtors and an exposition of debt collections technologies, the paper demonstrates how this market domain, in seeking to prompt calculative engagement, depends on its ability to intersect successfully with the everyday lives of economic agents. Critically engaging with key currents emerging out of the “economization” programme, it builds on its attention to the socio-material mechanisms of market making. However, the paper argues that materially sensitive economic sociologies need to account more thoroughly for the place of affect in markets. This is particularly relevant when studying consumer markets, where exchanges routinely centre on intimate and embodied encounters between economic actors.

Bibliographic note

This is an Accepted Manuscript of an article published by Taylor & Francis Group in Consumption, Markets and Culture on 25/10/2013, available online: http://www.tandfonline.com/doi/abs/10.1080/10253866.2013.849593