Rights statement: This is an Accepted Manuscript of an article published by Taylor & Francis Group in Consumption, Markets and Culture on 25/10/2013, available online: http://www.tandfonline.com/doi/abs/10.1080/10253866.2013.849593
Accepted author manuscript, 169 KB, Word document
Available under license: CC BY-NC-SA: Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License
Final published version
Research output: Contribution to Journal/Magazine › Journal article › peer-review
Research output: Contribution to Journal/Magazine › Journal article › peer-review
}
TY - JOUR
T1 - Consumer credit default and collections
T2 - the shifting ontologies of market attachment
AU - Deville, Joseph
N1 - This is an Accepted Manuscript of an article published by Taylor & Francis Group in Consumption, Markets and Culture on 25/10/2013, available online: http://www.tandfonline.com/doi/abs/10.1080/10253866.2013.849593
PY - 2014
Y1 - 2014
N2 - Existing accounts of consumer credit market making have done much to explore the business models, technologies and advertising practices of lenders, and the financial circumstances of borrowers. However, the space of interface between consumer credit debtor and debt collector remains underexplored. Drawing on interviews with debtors and an exposition of debt collections technologies, the paper demonstrates how this market domain, in seeking to prompt calculative engagement, depends on its ability to intersect successfully with the everyday lives of economic agents. Critically engaging with key currents emerging out of the “economization” programme, it builds on its attention to the socio-material mechanisms of market making. However, the paper argues that materially sensitive economic sociologies need to account more thoroughly for the place of affect in markets. This is particularly relevant when studying consumer markets, where exchanges routinely centre on intimate and embodied encounters between economic actors.
AB - Existing accounts of consumer credit market making have done much to explore the business models, technologies and advertising practices of lenders, and the financial circumstances of borrowers. However, the space of interface between consumer credit debtor and debt collector remains underexplored. Drawing on interviews with debtors and an exposition of debt collections technologies, the paper demonstrates how this market domain, in seeking to prompt calculative engagement, depends on its ability to intersect successfully with the everyday lives of economic agents. Critically engaging with key currents emerging out of the “economization” programme, it builds on its attention to the socio-material mechanisms of market making. However, the paper argues that materially sensitive economic sociologies need to account more thoroughly for the place of affect in markets. This is particularly relevant when studying consumer markets, where exchanges routinely centre on intimate and embodied encounters between economic actors.
KW - affect
KW - consumer credit
KW - debt collection
KW - consumption
KW - default
KW - intimacy
KW - markets
U2 - 10.1080/10253866.2013.849593
DO - 10.1080/10253866.2013.849593
M3 - Journal article
VL - 17
SP - 468
EP - 490
JO - Consumption, Markets and Culture
JF - Consumption, Markets and Culture
SN - 1025-3866
IS - 5
ER -