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Attitudes towards risk and socioeconomic factors related to educational loans

Research output: Contribution to Journal/Magazine › Journal article › peer-review

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Attitudes towards risk and socioeconomic factors related to educational loans. / Ortiz-Nunez, Aurora.
In: Contemporary Economic Policy, Vol. 32, No. 4, 10.2014, p. 710-718.

Research output: Contribution to Journal/Magazine › Journal article › peer-review

Harvard

Ortiz-Nunez, A 2014, 'Attitudes towards risk and socioeconomic factors related to educational loans', Contemporary Economic Policy, vol. 32, no. 4, pp. 710-718. https://doi.org/10.1111/coep.12040

APA

Ortiz-Nunez, A. (2014). Attitudes towards risk and socioeconomic factors related to educational loans. Contemporary Economic Policy, 32(4), 710-718. https://doi.org/10.1111/coep.12040

Vancouver

Ortiz-Nunez A. Attitudes towards risk and socioeconomic factors related to educational loans. Contemporary Economic Policy. 2014 Oct;32(4):710-718. Epub 2014 Mar 12. doi: 10.1111/coep.12040

Author

Ortiz-Nunez, Aurora. / Attitudes towards risk and socioeconomic factors related to educational loans. In: Contemporary Economic Policy. 2014 ; Vol. 32, No. 4. pp. 710-718.

Bibtex

@article{a52cf4b1f8c7464ab4303273cb3e5c36,
title = "Attitudes towards risk and socioeconomic factors related to educational loans",
abstract = "We explore the relationship between willingness to take financial risk and the probability of taking out a loan for educational purposes as well as the influence of risk attitudes on the size of the loan using data drawn from the U.S. Survey of Consumer Finances. The findings suggest a positive relationship between individuals' willingness to take financial risk and the probability of taking out a loan for educational purposes. Similarly, individuals' willingness to take financial risk appears to have an important relationship with the size of the educational loan. The findings suggest that non-white individuals and females are less likely to finance education through loans which could potentially increase inequalities in education and income if such individuals are deterred from investing in human capital.",
author = "Aurora Ortiz-Nunez",
year = "2014",
month = oct,
doi = "10.1111/coep.12040",
language = "English",
volume = "32",
pages = "710--718",
journal = "Contemporary Economic Policy",
issn = "1074-3529",
publisher = "Wiley-Blackwell",
number = "4",

}

RIS

TY - JOUR

T1 - Attitudes towards risk and socioeconomic factors related to educational loans

AU - Ortiz-Nunez, Aurora

PY - 2014/10

Y1 - 2014/10

N2 - We explore the relationship between willingness to take financial risk and the probability of taking out a loan for educational purposes as well as the influence of risk attitudes on the size of the loan using data drawn from the U.S. Survey of Consumer Finances. The findings suggest a positive relationship between individuals' willingness to take financial risk and the probability of taking out a loan for educational purposes. Similarly, individuals' willingness to take financial risk appears to have an important relationship with the size of the educational loan. The findings suggest that non-white individuals and females are less likely to finance education through loans which could potentially increase inequalities in education and income if such individuals are deterred from investing in human capital.

AB - We explore the relationship between willingness to take financial risk and the probability of taking out a loan for educational purposes as well as the influence of risk attitudes on the size of the loan using data drawn from the U.S. Survey of Consumer Finances. The findings suggest a positive relationship between individuals' willingness to take financial risk and the probability of taking out a loan for educational purposes. Similarly, individuals' willingness to take financial risk appears to have an important relationship with the size of the educational loan. The findings suggest that non-white individuals and females are less likely to finance education through loans which could potentially increase inequalities in education and income if such individuals are deterred from investing in human capital.

U2 - 10.1111/coep.12040

DO - 10.1111/coep.12040

M3 - Journal article

VL - 32

SP - 710

EP - 718

JO - Contemporary Economic Policy

JF - Contemporary Economic Policy

SN - 1074-3529

IS - 4

ER -