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  • Advice_and_banks_July7_2016

    Rights statement: The final, definitive version of this article has been published in the Journal, Environment and Planning C, 35 (3), 2017, © SAGE Publications Ltd, 2017 by SAGE Publications Ltd at the Environment and Planning C page: http://journals.sagepub.com/home/epc on SAGE Journals Online: http://journals.sagepub.com/

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Business advice and lending in small firms

Research output: Contribution to Journal/Magazine › Journal article › peer-review

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Business advice and lending in small firms. / Rostamkalaei, Anoosheh; Freel, Mark Stephen.
In: Environment and Planning C: Government and Policy, Vol. 35, No. 3, 01.05.2017, p. 537-555.

Research output: Contribution to Journal/Magazine › Journal article › peer-review

Harvard

Rostamkalaei, A & Freel, MS 2017, 'Business advice and lending in small firms', Environment and Planning C: Government and Policy, vol. 35, no. 3, pp. 537-555. https://doi.org/10.1177/0263774X16665620

APA

Rostamkalaei, A., & Freel, M. S. (2017). Business advice and lending in small firms. Environment and Planning C: Government and Policy, 35(3), 537-555. https://doi.org/10.1177/0263774X16665620

Vancouver

Rostamkalaei A, Freel MS. Business advice and lending in small firms. Environment and Planning C: Government and Policy. 2017 May 1;35(3):537-555. Epub 2016 Aug 29. doi: 10.1177/0263774X16665620

Author

Rostamkalaei, Anoosheh ; Freel, Mark Stephen. / Business advice and lending in small firms. In: Environment and Planning C: Government and Policy. 2017 ; Vol. 35, No. 3. pp. 537-555.

Bibtex

@article{e5d5c1ff125541f6bae7f1598a23cb52,
title = "Business advice and lending in small firms",
abstract = "The literature on lending to small firms has primarily focused on the mechanisms and methods used to evaluate entrepreneurs and businesses and on the types of firms that are more likely to experience unfavourable application outcomes. That is, the focus of most empirical research is on supply-side decisions. The current research attempts to shed some light on demand-side considerations. Drawing upon data collected as the UK SME Finance Monitor (2011–2014), we identify links between entrepreneurs' diligence, business risk and finance-related advice-seeking prior to initiating loan and overdraft applications. The results show evidence of the usefulness of advice in ameliorating, both structural and strategic, business risk and improving the prospects of successful debt applications to banks. ",
keywords = "Small and medium sized firms, business advice, business risk, effect of advice",
author = "Anoosheh Rostamkalaei and Freel, {Mark Stephen}",
note = "The final, definitive version of this article has been published in the Journal, Environment and Planning C, 35 (3), 2017, {\textcopyright} SAGE Publications Ltd, 2017 by SAGE Publications Ltd at the Environment and Planning C page: http://journals.sagepub.com/home/epc on SAGE Journals Online: http://journals.sagepub.com/ ",
year = "2017",
month = may,
day = "1",
doi = "10.1177/0263774X16665620",
language = "English",
volume = "35",
pages = "537--555",
journal = "Environment and Planning C: Government and Policy",
issn = "0263-774X",
publisher = "Pion Ltd.",
number = "3",

}

RIS

TY - JOUR

T1 - Business advice and lending in small firms

AU - Rostamkalaei, Anoosheh

AU - Freel, Mark Stephen

N1 - The final, definitive version of this article has been published in the Journal, Environment and Planning C, 35 (3), 2017, © SAGE Publications Ltd, 2017 by SAGE Publications Ltd at the Environment and Planning C page: http://journals.sagepub.com/home/epc on SAGE Journals Online: http://journals.sagepub.com/

PY - 2017/5/1

Y1 - 2017/5/1

N2 - The literature on lending to small firms has primarily focused on the mechanisms and methods used to evaluate entrepreneurs and businesses and on the types of firms that are more likely to experience unfavourable application outcomes. That is, the focus of most empirical research is on supply-side decisions. The current research attempts to shed some light on demand-side considerations. Drawing upon data collected as the UK SME Finance Monitor (2011–2014), we identify links between entrepreneurs' diligence, business risk and finance-related advice-seeking prior to initiating loan and overdraft applications. The results show evidence of the usefulness of advice in ameliorating, both structural and strategic, business risk and improving the prospects of successful debt applications to banks.

AB - The literature on lending to small firms has primarily focused on the mechanisms and methods used to evaluate entrepreneurs and businesses and on the types of firms that are more likely to experience unfavourable application outcomes. That is, the focus of most empirical research is on supply-side decisions. The current research attempts to shed some light on demand-side considerations. Drawing upon data collected as the UK SME Finance Monitor (2011–2014), we identify links between entrepreneurs' diligence, business risk and finance-related advice-seeking prior to initiating loan and overdraft applications. The results show evidence of the usefulness of advice in ameliorating, both structural and strategic, business risk and improving the prospects of successful debt applications to banks.

KW - Small and medium sized firms

KW - business advice

KW - business risk

KW - effect of advice

U2 - 10.1177/0263774X16665620

DO - 10.1177/0263774X16665620

M3 - Journal article

VL - 35

SP - 537

EP - 555

JO - Environment and Planning C: Government and Policy

JF - Environment and Planning C: Government and Policy

SN - 0263-774X

IS - 3

ER -