Accepted author manuscript, 687 KB, PDF document
Available under license: CC BY: Creative Commons Attribution 4.0 International License
Research output: Contribution to Journal/Magazine › Journal article › peer-review
Research output: Contribution to Journal/Magazine › Journal article › peer-review
}
TY - JOUR
T1 - Creating and Managing Transactions and Budgets
T2 - Analysis of Marketplace Descriptions and Functionality Review of Budgeting Apps
AU - Alenazi, Mariam
AU - Sas, Corina
PY - 2024/9/18
Y1 - 2024/9/18
N2 - While financial practices permeate our lives, the effective management of personal finance is not trivial, as indicated in the increasing number of commercial apps aimed to support budgeting. Such apps however have been limitedly explored, despite the growing HCI interest in financial practices. To address this gap, we present the functionality review of 45 top-rated budgeting apps from Google Play and Apple Store, together with an analysis of their descriptions on marketplaces. Findings indicate the value of richer, multimodal app descriptions, support for budgeting literacy, and for stronger theoretical underpinning of these apps. They also highlight main functionalities for supporting different types of transactions and accounts, for entering and managing transactions, securing data, as well as for creating and managing budgets. We conclude with five design implications to better support each of these functionalities.
AB - While financial practices permeate our lives, the effective management of personal finance is not trivial, as indicated in the increasing number of commercial apps aimed to support budgeting. Such apps however have been limitedly explored, despite the growing HCI interest in financial practices. To address this gap, we present the functionality review of 45 top-rated budgeting apps from Google Play and Apple Store, together with an analysis of their descriptions on marketplaces. Findings indicate the value of richer, multimodal app descriptions, support for budgeting literacy, and for stronger theoretical underpinning of these apps. They also highlight main functionalities for supporting different types of transactions and accounts, for entering and managing transactions, securing data, as well as for creating and managing budgets. We conclude with five design implications to better support each of these functionalities.
U2 - 10.1093/iwc/iwae041
DO - 10.1093/iwc/iwae041
M3 - Journal article
JO - Interacting with Computers
JF - Interacting with Computers
SN - 0953-5438
M1 - iwae041
ER -