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Creating and Managing Transactions and Budgets: Analysis of Marketplace Descriptions and Functionality Review of Budgeting Apps

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Creating and Managing Transactions and Budgets: Analysis of Marketplace Descriptions and Functionality Review of Budgeting Apps. / Alenazi, Mariam; Sas, Corina.
In: Interacting with Computers, 18.09.2024.

Research output: Contribution to Journal/MagazineJournal articlepeer-review

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Alenazi M, Sas C. Creating and Managing Transactions and Budgets: Analysis of Marketplace Descriptions and Functionality Review of Budgeting Apps. Interacting with Computers. 2024 Sept 18;iwae041. Epub 2024 Sept 18. doi: 10.1093/iwc/iwae041

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Bibtex

@article{f0cca51e3ffa4b60a40000760e6719dc,
title = "Creating and Managing Transactions and Budgets: Analysis of Marketplace Descriptions and Functionality Review of Budgeting Apps",
abstract = "While financial practices permeate our lives, the effective management of personal finance is not trivial, as indicated in the increasing number of commercial apps aimed to support budgeting. Such apps however have been limitedly explored, despite the growing HCI interest in financial practices. To address this gap, we present the functionality review of 45 top-rated budgeting apps from Google Play and Apple Store, together with an analysis of their descriptions on marketplaces. Findings indicate the value of richer, multimodal app descriptions, support for budgeting literacy, and for stronger theoretical underpinning of these apps. They also highlight main functionalities for supporting different types of transactions and accounts, for entering and managing transactions, securing data, as well as for creating and managing budgets. We conclude with five design implications to better support each of these functionalities. ",
author = "Mariam Alenazi and Corina Sas",
year = "2024",
month = sep,
day = "18",
doi = "10.1093/iwc/iwae041",
language = "English",
journal = "Interacting with Computers",
issn = "0953-5438",
publisher = "Oxford University Press",

}

RIS

TY - JOUR

T1 - Creating and Managing Transactions and Budgets

T2 - Analysis of Marketplace Descriptions and Functionality Review of Budgeting Apps

AU - Alenazi, Mariam

AU - Sas, Corina

PY - 2024/9/18

Y1 - 2024/9/18

N2 - While financial practices permeate our lives, the effective management of personal finance is not trivial, as indicated in the increasing number of commercial apps aimed to support budgeting. Such apps however have been limitedly explored, despite the growing HCI interest in financial practices. To address this gap, we present the functionality review of 45 top-rated budgeting apps from Google Play and Apple Store, together with an analysis of their descriptions on marketplaces. Findings indicate the value of richer, multimodal app descriptions, support for budgeting literacy, and for stronger theoretical underpinning of these apps. They also highlight main functionalities for supporting different types of transactions and accounts, for entering and managing transactions, securing data, as well as for creating and managing budgets. We conclude with five design implications to better support each of these functionalities.

AB - While financial practices permeate our lives, the effective management of personal finance is not trivial, as indicated in the increasing number of commercial apps aimed to support budgeting. Such apps however have been limitedly explored, despite the growing HCI interest in financial practices. To address this gap, we present the functionality review of 45 top-rated budgeting apps from Google Play and Apple Store, together with an analysis of their descriptions on marketplaces. Findings indicate the value of richer, multimodal app descriptions, support for budgeting literacy, and for stronger theoretical underpinning of these apps. They also highlight main functionalities for supporting different types of transactions and accounts, for entering and managing transactions, securing data, as well as for creating and managing budgets. We conclude with five design implications to better support each of these functionalities.

U2 - 10.1093/iwc/iwae041

DO - 10.1093/iwc/iwae041

M3 - Journal article

JO - Interacting with Computers

JF - Interacting with Computers

SN - 0953-5438

M1 - iwae041

ER -