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    Rights statement: This is the peer reviewed version of the following article: Patel, P. C., & Tsionas, M. G. (2021). Learning-by-lending and learning-by-repaying: A two-sided learning model for defaults on Small Business Administration loans. Managerial and Decision Economics, 1– 14. https://doi.org/10.1002/mde.3426 which has been published in final form at https://onlinelibrary.wiley.com/doi/10.1002/mde.3426 This article may be used for non-commercial purposes in accordance With Wiley Terms and Conditions for self-archiving.

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Learning‐by‐lending and learning‐by‐repaying: A two‐sided learning model for defaults on Small Business Administration loans

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Learning‐by‐lending and learning‐by‐repaying : A two‐sided learning model for defaults on Small Business Administration loans. / Patel, Pankaj C.; Tsionas, Mike G.

In: Managerial and Decision Economics, Vol. 43, No. 4, 30.06.2022, p. 906-919.

Research output: Contribution to Journal/MagazineJournal articlepeer-review

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Patel PC, Tsionas MG. Learning‐by‐lending and learning‐by‐repaying: A two‐sided learning model for defaults on Small Business Administration loans. Managerial and Decision Economics. 2022 Jun 30;43(4):906-919. Epub 2021 Aug 3. doi: 10.1002/mde.3426

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Bibtex

@article{fbd923418d2747fc8150024927dd0190,
title = "Learning‐by‐lending and learning‐by‐repaying: A two‐sided learning model for defaults on Small Business Administration loans",
abstract = "Drawing on a sample of Small Business Administration (SBA) loans, we develop and test for a two-sided dynamic learning model to assess the degree of learning-by-lending in bank branches and learning-by-repaying for borrowers. The results show that learning-by-lending is negligible; however, learning-by-repaying is small but meaningful, with a shallow learning curve slope of 0.2. The findings have implications for two-sided learning and for policymakers aiming to lower defaults in SBA loans.",
keywords = "Management of Technology and Innovation, Management Science and Operations Research, Strategy and Management, Business and International Management",
author = "Patel, {Pankaj C.} and Tsionas, {Mike G.}",
note = "This is the peer reviewed version of the following article: Patel, P. C., & Tsionas, M. G. (2021). Learning-by-lending and learning-by-repaying: A two-sided learning model for defaults on Small Business Administration loans. Managerial and Decision Economics, 1– 14. https://doi.org/10.1002/mde.3426 which has been published in final form at https://onlinelibrary.wiley.com/doi/10.1002/mde.3426 This article may be used for non-commercial purposes in accordance With Wiley Terms and Conditions for self-archiving.",
year = "2022",
month = jun,
day = "30",
doi = "10.1002/mde.3426",
language = "English",
volume = "43",
pages = "906--919",
journal = "Managerial and Decision Economics",
issn = "0143-6570",
publisher = "John Wiley and Sons Ltd",
number = "4",

}

RIS

TY - JOUR

T1 - Learning‐by‐lending and learning‐by‐repaying

T2 - A two‐sided learning model for defaults on Small Business Administration loans

AU - Patel, Pankaj C.

AU - Tsionas, Mike G.

N1 - This is the peer reviewed version of the following article: Patel, P. C., & Tsionas, M. G. (2021). Learning-by-lending and learning-by-repaying: A two-sided learning model for defaults on Small Business Administration loans. Managerial and Decision Economics, 1– 14. https://doi.org/10.1002/mde.3426 which has been published in final form at https://onlinelibrary.wiley.com/doi/10.1002/mde.3426 This article may be used for non-commercial purposes in accordance With Wiley Terms and Conditions for self-archiving.

PY - 2022/6/30

Y1 - 2022/6/30

N2 - Drawing on a sample of Small Business Administration (SBA) loans, we develop and test for a two-sided dynamic learning model to assess the degree of learning-by-lending in bank branches and learning-by-repaying for borrowers. The results show that learning-by-lending is negligible; however, learning-by-repaying is small but meaningful, with a shallow learning curve slope of 0.2. The findings have implications for two-sided learning and for policymakers aiming to lower defaults in SBA loans.

AB - Drawing on a sample of Small Business Administration (SBA) loans, we develop and test for a two-sided dynamic learning model to assess the degree of learning-by-lending in bank branches and learning-by-repaying for borrowers. The results show that learning-by-lending is negligible; however, learning-by-repaying is small but meaningful, with a shallow learning curve slope of 0.2. The findings have implications for two-sided learning and for policymakers aiming to lower defaults in SBA loans.

KW - Management of Technology and Innovation

KW - Management Science and Operations Research

KW - Strategy and Management

KW - Business and International Management

U2 - 10.1002/mde.3426

DO - 10.1002/mde.3426

M3 - Journal article

VL - 43

SP - 906

EP - 919

JO - Managerial and Decision Economics

JF - Managerial and Decision Economics

SN - 0143-6570

IS - 4

ER -