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Second-order gender effects: the case of U.S. small business borrowing cost

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Second-order gender effects : the case of U.S. small business borrowing cost. / Wu, Zhenyu; Chua, Jess H.

In: Entrepreneurship Theory and Practice, Vol. 36, No. 3, 05.2012, p. 443-463.

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Wu, Zhenyu ; Chua, Jess H. / Second-order gender effects : the case of U.S. small business borrowing cost. In: Entrepreneurship Theory and Practice. 2012 ; Vol. 36, No. 3. pp. 443-463.

Bibtex

@article{d647a35f2b234a27993d5efc2f2b829f,
title = "Second-order gender effects: the case of U.S. small business borrowing cost",
abstract = "Gender-based differential treatment of business borrowers has been illegal for decades now. Therefore, any remaining gender effect is likely to be more subtle than before and second order in nature. Using 1,577 small businesses from the 2003 National Survey of Small Business Finances by the Federal Reserve Board, resolving the gender assignment problem, and isolating the supply effects, our tests detected a second-order gender effect in U.S. small business borrowing cost. Specifically, lenders charge female sole proprietorships an average of 73 basis points higher than male sole proprietorships. The methodology also ameliorates an interpretation problem common to first-order gender effects.",
author = "Zhenyu Wu and Chua, {Jess H.}",
year = "2012",
month = may,
doi = "10.1111/j.1540-6520.2012.00503.x",
language = "English",
volume = "36",
pages = "443--463",
journal = "Entrepreneurship Theory and Practice",
issn = "1042-2587",
publisher = "Wiley-Blackwell",
number = "3",

}

RIS

TY - JOUR

T1 - Second-order gender effects

T2 - the case of U.S. small business borrowing cost

AU - Wu, Zhenyu

AU - Chua, Jess H.

PY - 2012/5

Y1 - 2012/5

N2 - Gender-based differential treatment of business borrowers has been illegal for decades now. Therefore, any remaining gender effect is likely to be more subtle than before and second order in nature. Using 1,577 small businesses from the 2003 National Survey of Small Business Finances by the Federal Reserve Board, resolving the gender assignment problem, and isolating the supply effects, our tests detected a second-order gender effect in U.S. small business borrowing cost. Specifically, lenders charge female sole proprietorships an average of 73 basis points higher than male sole proprietorships. The methodology also ameliorates an interpretation problem common to first-order gender effects.

AB - Gender-based differential treatment of business borrowers has been illegal for decades now. Therefore, any remaining gender effect is likely to be more subtle than before and second order in nature. Using 1,577 small businesses from the 2003 National Survey of Small Business Finances by the Federal Reserve Board, resolving the gender assignment problem, and isolating the supply effects, our tests detected a second-order gender effect in U.S. small business borrowing cost. Specifically, lenders charge female sole proprietorships an average of 73 basis points higher than male sole proprietorships. The methodology also ameliorates an interpretation problem common to first-order gender effects.

U2 - 10.1111/j.1540-6520.2012.00503.x

DO - 10.1111/j.1540-6520.2012.00503.x

M3 - Journal article

VL - 36

SP - 443

EP - 463

JO - Entrepreneurship Theory and Practice

JF - Entrepreneurship Theory and Practice

SN - 1042-2587

IS - 3

ER -